现有金融体制条件下农户投融资策略的研究.doc

实用标准文案 实用标准文案 精彩文档 精彩文档 现有金融体制条件下农户投融资策略研究 摘 要 “三农问题”是影响中国改革开放和社会主义现代化进程的关键问题，农村金融服务业作为服务农村经济发展的关键环节，根本上制约或推动“三农问题”的解决。而“三农问题”的根本解决之道在于农民问题的解决，真正制约农村发展的关键是农户投融资难的问题。本文通过对现有农村金融体制框架的分析与研究，发现体制机制内的症结并提供改进意见。从农村金融供需现状入手，找出农户投融资难的制约性因素与潜在根源，对农户投融资决策予以关注并引发相关思考，为货币战争和通胀压力下的广大农户提供投资、融资建议和方法。通过投资、融资两大平台的构建与设计，在制度与操作层面为农户提供有益的投融资策略参考，破解新时代背景下，农户投融资难的问题。让农户自身的各类资产能够在跑赢CPI的前提下实现保值增值，为“三农问题”的解决与农村经济的良性快速发展提供金融支撑。 关键词：农户；金融体制；投资；融资；策略 The existing financial system under the condition of financing strategy research farmers Abstract Three dimensional rural issues is the effect of Chinas reform, opening up and socialist modernization, the key problems of rural financial services as a service to the key link of rural economic development, basically restricts or promote three rural issues solve. Three dimensional rural issues is the fundamental solution to the solution of the problem, real farmers constraining rural peasant is crucial for the development of the financing difficult question. This article through to the existing rural financial system framework of analysis and research to find the crux in system and mechanism and provide improvement advice, from rural financial supply and demand condition of financing difficult, to find out the real reason for farmers to farmers, financing decision attention and sparked a related thinking, for currency war and inflation pressure of the farmers provides investment, financing Suggestions and methods. Through investment, financing two big platform building and design, the system and the operational level for farmers to provide useful reference for financing strategies, to break the new era background, financing difficult question. Farmers Let farmers own all kinds of assets to the premise of beating the CPI, increase the value of the Three dimensional rural issues for dealing with the rapid development of the rural economy provides financial support benign. Keywords: farmers; the financial system; Investment; Financing; strategy