瑞典社会保障制度的背景【外文翻译】.doc

本科毕业论文外文翻译 外文题目： The background of Swedish social security system 出 处： http://www.forsakringskassan.se/privatpers 作 者： Loraine A. West 外文原文： The background of Swedish social security system Loraine A. West Social insurance provides economic security in the event of illness, disability and old age as well as for families with children. In Sweden, social insurance is individually based and compensates loss of income when a person is unable to support him/herself by working as a result of, for example, an illness or caring for a child at home. Social insurance is administered by the Social insurance includes both universal benefits and means-tested benefits as well as income-related benefits. Universal benefits are paid to everyone at the same rate and include child allowance and adoption allowance. Mean-tested benefits include housing allowance, housing supplement for pensioners and the top-up benefit in maintenance support. These allowances are not taxable. Inquiry on social insurance The Government intends to appoint a cross-party committee of inquiry on a reform of social insurance in 2007. Price base amount and income ceiling Several social insurance benefits are linked to the price base amount, which is, in turn, linked to the consumer price index. This means that the benefits maintain their value as the general level of prices changes. The price base amount for 2007 is SEK 40 300. The ncome ceiling” for sickness insurance, temporary parental benefit and pregnancy benefit the income ceiling is ten price base amounts. costs In 2005 expenditure on social insurance amounted to SEK 435 billion (EUR 1 = approx. SEK 9.30). About half goes to pensions, some 32 per cent is sickness and disability benefits and around 14 per cent is support to families with children. Administration costs amount to just over two per cent. social Insurance act Social insurance is divided into a residence-based insurance relating to guarantee