浙江民营企业融资结构问题研究毕业论文.doc

毕业论文 （2010届） 浙江民营企业融资结构问题研究 摘 要 民营企业融资结构问题近些年一直是人们所关注的热点问题，之所以引起大家的关注主要是因为融资结构是关乎企业是否能够健康发展以及生存的一个重要因素，特别是对于中小民营企业来说，融资结构合理与否是其能否发展壮大的关键。一个企业有着合理的融资结构就意味着企业会有较为稳定充足的资金来源，而资金犹如企业的血液，只有资金充足的情况下企业才能更好的发展和生存。 本文采用实证的研究方法，通过对相关研究成果和收集的数据的分析，探讨我国民营企业融资结构所出现的问题，并主要以浙江省的中小民营企业为研究对象，具体分析省内中小民营企业融资结构的现状和成因，发现所存在的主要问题并提出对策。研究结果表明融资结构不合理和融资难的问题仍然普遍存在于浙江中小民营企业，不同程度地限制着企业的发展，其原因是多方面的，需要通过多方的共同努力才能得以解决。 关键词：Abstract The problems of private enterprise financing structure is a hot issue among people in recent years, The reason why it has arounsed the attention mainly because financing structure is an important factor for enterprise whether can develop healthily and survival, especially for small and medium-sized private enterprises, the financing structure reasonable or not is the key to its own development and expansion. An enterprise has reasonable financing structure means the enterprise will have relatively stable and adequate funds. And funds as like enterprise’s blood, only when the funds is adequate can the enterprise be better developed and survival. In this paper, empirical research methods used to discuss the problems of own private enterprises’ financing structure through the analysis of related research results and data. And mainly use the small and medium-sized private enterprises in Zhejiang province as the research object, concretely analyse the status and cause of their financing structure, find the main problem and propose the countermeasures. The research results show that the problems of irrational financing structure and financing difficult still exists generally in small and medium-sized private enterprises in Zhejiang province, different degree limits the development of the enterprise. The reason is various, and need much efforts to solve. Keywords: Private Enterprise；Financing structure；Survey and analysis 目 录 1相关概念的理论界定 1 1.1民营企业 1 1.2 融资结构 1 1.3民营企业融资结构的特点 2 2我国民营企业融资结构现状及原因 3 2.1我国民营企业融资结构现状 3 2.2我国民营企业融资结构现状原因分析 4 3 浙江民营企业融资结构现状及成因 6 3.1 浙