H银行海外业务发展对策研究.pdf

Classified Index: CODE: 10075 U.D.C: NO: 46010011026 A Dissertation for the Degree of M. Management Research on the Overseas Business of H Bank Candidate: Wang Qi Supervisor: Prof. Sun Jianfu Academic Degree Applied: Professional Master Degree Specialty: Master of Business Administration University: Hebei University Date of Oral Examination: June , 2013 摘 要 摘 要 近年来，H 银行海外业务发展迅速，在深化境内外联动业务的同时，积极探索本土 化经营，海外代理行网络日益健全、海外机构不断增加，业务量持续翻番。但纵观海外 各分支机构近年来的业务发展，人员构成上虽以当地员工为主，但业务的本地化特征并 不明显，均或多或少的遇到发展瓶颈或管控难点，部分本地化业务发展较好的分行也相 继出现问题或困难。海外机构发展步伐、业务经营模式、客户拓展、可持续发展以及内 部控制，成为海外机构制定业务发展策略需考虑的几个重要环节。 本文从国内外研究现状入手，通过统计分析、文献调查研究的方法，从多个视角系 统剖析H银行海外业务特点以及海外业务发展的必然性，详细介绍了H银行海外业务发 展的主要阶段、发展的基本成效，指出了业务发展中存在的问题，以及业务发展的制约 因素，从多维度列举了H银行海外业务发展对策。 关键词： H 银行 海外业务 经营模式 客户拓展 内部控制 可持续发展 I Abstract Abstract In recent years, H Bank has reached rapid development in overseas business. While deepening the domestic and overseas linkage, H bank actively explores the operation in the localization as well. Consequently, the overseas correspondent bank network and institutions are on the increase and the business continues to double. However, throughout the development of overseas branches in recent years, although local staff are the main part, the local characteristics are not obvious. The bottleneck or the difficulty in management more or less comes in the