江西科技保险发展对策研究.pdfVIP

科技广场 2015.1 江 西 科 技 保 险 发 展 对 策 研 究 Study on the Development Strategy of Science and Technology Insurance in Jiangxi Province 1 1 2 徐 莉 毛丽素 张正午 Xu Li Mao Lisu Zhang Zhengwu （1.江西师范大学商学院，江西 南昌 330022 ；2.浙江传媒学院，浙江 杭州 310018 ） （1.Business School of Jiangxi Normal University，Jiangxi Nanchang 330022 ；2.Zhejiang University of Media and Communications ，Zhejiang Hangzhou 310018 ） 摘 要 ：科技保险是专门为高新技术创新过程中存在的各种风险而设计的保险产品，它不但能有效降低 企业科技创新的风险，还能促进企业大胆的进行科技创新，这对我国科技发展有着非常重要的意义。 但是目 前科技保险在我国乃至全球范围内属于新生事物，处于试点阶段 ，理论研究方面也几乎是一片空白，发展情 况并不乐观。本文通过对全国试点的 12 个省市地区科技保险发展的研究，总结出各地区的经验与不足，并结 合江西省的实际情况，提出了促进江西科技保险发展的对策。 关键词 ：科技创新；科技保险；发展对策 中图分类号： F842.6 文献标识码 ：A 文章编号 ：1671-4792（2015 ）01-0202-05 Abstract ：Science and technology insurance is a product designed for all kinds of risks existing in the process of high-tech innovation. It can not only lower the risk of the enterprise technological innovation, but also accelerate the enterprise technological innovation boldly, which has a quite important significance on the development of Chinas science and technology. Currently, however, science and technology insurance in China and even in the world is a new thing and still in the pilot phase. Whats more, the theoretical research is almost a gap to fill, and its development is not promising. Based on the researches of the development of science and technology insurance in 12 pilot provinces and cities in China, this article summarizes the experience and deficiency from various regions, and according to the actual situation in Jiangxi Province, puts forward some countermeasures for promoting its de- velo