打印版1月MBA PA MPACC管理类联考英语二真题及答案解析.doc

2013年1月管理类联考英语二真题 Section I??? Use of English Directions: Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1. (10 points) Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all payments are made electronically.牋1牋a true cashless society is probably not around the corner. Indeed, predictions have been?2牋for two decades but have not yet come to fruition. For example, Business Week predicted in 1975 that electronic means of payment would soon revolutionize the very?3牋of money itself, only to?4牋itself several years later. Why has the movement to a cashless society been so?5牋in coming? Although electronic means of payment may be more efficient than a payments system based on paper, several factors work?6牋the disappearance of the paper system. First, it is very?7牋to set up the computer, card reader, and telecornmunications networks necessary to make electronic money the?8爁orm of payment Second, paper checks have the advantage that they?9爎eceipts, something thai many consumers are unwilling to?10牋. Third, the use of paper checks gives consumers several days of float - it takes several days?11牋a check is cashed and funds are?12牋from the issuers account, which means that the writer of the check can cam interest on the funds in the meantime.?13牋electronic payments arc immediate, they eliminate the float for the consumer. Fourth, electronic means of payment may?14牋security and privacy concerns. We often hear media reports that an unauthorized hacker has been able to access a computer database and to alter information?15牋there. The fact that this is not an 16 occurrence means that dishonest persons might be able to access bank accounts in electronic payments systems and?17牋from someone elses accounts. The?18牋of this type of fraud is no easy task, and a new field of computer science is developing to?9牋security issues. A fu