新常态下人民银财务预算管理工作转型思考与探索.doc

新常态下人民银行财务预算管理工作转型思考与探索 摘要：预算制度改革是我国新常态下经济改革的重要组成部分，人民银行作为我国宏观经济管理的组成部分，其财务预算管理工作直接影响到我国宏观经济改革的成效。本文首先对人民银行预算管理现状进行了探讨，然后对人民银行预算管理问题进行了分析，并结合新常态下人民银行发展的总体目标，从修订和完善现行的人民银行财务预算制度、加强预算评价标准化体系建设、推动财务管理制度体系建设等方面提出了相应的对策思考，逐步探索一条适应“新常态”的转型之路。 关键字：新常态；人民银行；财务预算管理；转型 习近平总书记在河南考察时提出，我国经济发展应从当前经济发展的阶段性特征出发，适应新常态。经济发展为改革添加了动力，而经济的发展和金融政策和金融体制是密不可分的。人民银行在整个金融管理体系中扮演了十分重要的角色，?新形势下，中央明确提出要“加强对政府全口径预算决算的审查和监督”，而人民银行作为“政府的银行”，必然要求为政府部门办理预算收入、支出等核算业务，并对资金运用的合理、合法、及时性等进行必要的监督。按照中央、上级行提出的新举措、新要求、新部署突出央行职能特点,紧紧围绕服务地方经济发展,积极以新常态思维推动 I signed with the Bank of the qilu Bank loan contract contract conventions, and I use scheme, I would request the loans in words until I opened personal settlement account with your Bank account , uses loan for 。 Loan operation, business unit name: account number: loan funds from these personal settlement account into the account of a payment. Loans in accordance with the following payment methods to pay. One, lender trustee payment. Delegate qilu Bank loan funds of the borrower to meet the stipulation of the contract the following borrowers, counterparties, commitment funds, regulatory compliance, legal, and willing to take the pay disputes, loss and other consequences of the delegate. Payee account number Bank name amount purpose II, borrowers own payment methods. Qilu Bank according to the borrowers withdrawal request to loan funds disbursed directly to the borrowers account, and independently by the borrower payments to borrowers who meet the stipulation of the contract transactions. I guarantee to your bank contracts and other prove of material submitted by real and effective. When in accordance with one payment, I agree with the above account with your bank loan funds that are not used for stop payment management,stop paid confirmed book records table single 13: lifted check pay notice records table single 14: personal loan ahead of repayment application accepted table Records table single 15: loan lines opened/cancellation application approval t