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Insurance1
Types of Marine Insurance Basic insurance: FPA WPA All Risks Extraneous risks: General additional risks Special additional risks Types of Marine Insurance General additional risks: T.P.N.D Fresh water and/or Rain Damage Risks Shortage Risk Intermixture and Contamination Risks Leakage Risk Clash and Breakage Risks Taint of Odour Risk Sweating and Heating Risks Risk of Rust Hook Damage Risk Breakage of Packing Damage Risk Types of Marine Insurance Special additional risks: War Risk Strike Risk On Deck Risk Import Duty Rejection Aflatoxin Failure to delivery Fire risk extension clause for shortage of cargo at destination Hong Kong including Kowloon, or Macao Types of Average Total Loss Actual Total Loss: the entire shipment is hit by any perils of the sea and totally lost. Constructive Total Loss: the shipment is not actually lost but is so severely damaged as to make goods no longer any use for the originally purpose. Partial Loss: goods are partly lost or damaged. General Average: a loss intentionally undertaken out of the common interest and safety of the ship owner and the owner of the goods. Parties involved in a contract of insurance The insurer (insurance company) assume risk have the insurance premium The insured transfer risk make payment of the premium receive the benefit of the insurance in case of loss Content of the Insurance Policy Ownership Name of the goods Insured value Premium Insurance time span Risks and coverage Perils of the sea Beaching Grounding Stranding Collision Sinking Natural calamities Fire explosion Terms Insurance policy Insurance premium Extra premium Warehouse to warehouse clause Insurance amount Coverage Insurance rate Insurance receipt Sentence Patterns 办理保险 We insure the consignment by our open policy No.09 against All Risks at 110% of the invoice value with the PICC. Please ins
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