Training Presentation of Domestic LC.pptx

DOMESTIC L/C16TH JUNE 2016REGULATIONPROCESSING DOCUMENTATIONPAYMENTUPCOMING…REGULATIONDomestic L/cREGULATION《国内信用证结算办法》 （Published on Aug 01st 1997）结算办法的依据：依据《中华人民共和国中国人民银行法》以及有关法律法规，制定本办法不可撤销 不可转让信用证与作为其依据的购销合同相互独立信用证只限于转帐结算，不得支取现金信用证是一项自足文件信用证是一项单据业务Domestic L/cREGULATION总则第8条：各有关当事人处理的只是单据不处理与单据有关的货物及劳务总则第7条：银行在处理信用证业务时，不受购销合同的约束一家银行做出的付款，议付或履行信用证项下其他业务的承诺不受申请人与开证行，申请人与受益人之间关系的制约受益人在任何情况下，不得利用银行之间或申请人与开证行之间的契约关系信用证是一项自足文件信用证是一项单据业务开证行义务：（前提--规定的单据提交开证行，并符合信用证条款）即期付款：即期付款延期付款：规定的到期日付款议付信用证：规定的到期日向议付行付款Domestic L/cREGULATION延期付款信用证最长不得超过6个月（货物发运日后定期付款）默认视为允许货物分批装运和转运（和UCP600规定保持一致）TenorShipment有效期最长不得超过6个月ExpiryCancel受益人未在信用证有效期内提交单据的，开证行可在信用证逾有效期一个月后注销该信用证Submit默认交单不得迟于装运日后15天(不同于UCP600规定的21天)PROCESSINGDomestic L/cexport domestic l/c : pre-issuingCP (as Buyer / as Applicant)TIC (as Seller / as Beneficiary)Trade Finance3 Advising Bank (Discounting Rate)Treasury21TrafficContract Issuing Bank4 Check the L/C Application/DraftDomestic L/cexport domestic l/c: advisingTraffic4CP (as Buyer / as Applicant)TIC (as Seller / as Beneficiary) Whether L/C is workable13 Inform the incoming new L/C Submit all necessary docs for L/C issuing2Advising Bank (as our bank)Issuing Bank (as CP’s bank)Normally: Courier the original L/C (Spend 1-3 days)Domestic L/cexport domestic l/c: presentationTraffic1CP (as Buyer / as Applicant)TIC (as Seller / as Beneficiary) Prepare docs and VAT Invoices42 Release original docs against Payment/Acceptance Check and prepare other necessary docs, then submit3Advising Bank (as our bank)Issuing Bank (as CP’s bank) Check docs and courierDOCUMENTATIONDomestic L/cCollection voucher托收凭证 （中国银行版本）[托收凭证]一式五联（第一联填写相关信息，第二联盖印鉴组合）由中国人民银行统一制定，各商业银行制作五个必填项目：收款人全称，付款人全称，大写金额，小写金额和款项内容（标注国内信用证号码）第二联的印鉴组合：财务章+A组签字+B组签字Domestic L/cCover letter信用证托收款申请书（中国银行版本）注明详细的付款指示标注需要提交的单据种类与张数交单金额及信用证大致信息Domestic L/cVAT INVOICE增值税专用发票一式三联：记帐联（福费廷用），抵扣联（交单用），发票联（交单用）加盖受益人发票专用章，信用证号和合同号如有要求应填写在备注中含金的产品只能开具[增值税普通发票]，一式两联：记帐联（福费廷用）和发票联（交单用）Domestic L/cOTHER DOCUMENTS提货许可 交货通知不提交任何名为[发