[融资管理案例徐永胜.ppt

融资管理案例分析 ----公司的钱可以从哪里来？ 主讲：徐永胜 中国矿业大学徐海学院2010级金融专业 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. 2012年1月18日下午，浙江省高级人民法院对被告人吴英集资诈骗一案进行二审判决，裁定驳回吴英的上诉，维持对被告人吴英的死刑判决。 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. 中小型企业遇到的困境 浙江省副省长回应吴英事件：吴英事件折射出的是中小型企业融资困难。 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. 物价上涨以及人工工资提高，使企业需要更多的资金投入。但近几年央行几次上调存款准备金率，使得本来融资困难的中小型企业融资渠道更窄，也就出现中小型企业倒闭潮。 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. 中小型企业在国民经济中的作用 我国现有中小企业约1000万户 出口额占全国出口总额的60% 提供了大约75%的城镇就业机会 每年为国家缴纳的工商税收占总额的50%左右 推动中小企业发展，是保持我国经济平稳较快增长，落实保增长、扩内需、保稳定工作的重要举措。它对于促进我国经济长远发展、推动技术进步、增加就业和维护社会稳定等方面也具有重要作用。 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. （1）自身的缺陷，影响了融资的效果 （2）抗风险能力低，经营风险高 ，信息不对称， 加大融资难度 ，中小企业融资成本高 （3）经济低迷，资金严重短缺 （4）缺乏为中小企业贷款提供担保的信用体系 政府和银行对非国有企业融资的歧视 Evalua