个体行为,保障组织与最低生活保障理论与实证..doc

个体行为、保障组织与最低生活保障：理论与实证 鄢军1、方齐云2 （1河北大学，河北保定 071002；2华中科技大学，湖北武汉 430074） Individual behavior, security organization and the minimum living level: theory and positivism Yan Jun；Fang Qiyun Hebei University, Baoding City Hebei Province 071002; Huazhong University of Science and Technology, Wuhan City Hubei Province 430074 作者简介： 鄢军：男，1978.6，汉族，湖北潜江人，河北大学经济学院讲师。研究方向，发展经济学、农业经济和国际经济学。联系地址： 071002 联系电话： Email：@ 方齐云：男，1963.4，汉族，湖北云梦人，华中科技大学经济学院，经济学博士，现代经济研究中心主任，博导、教授。研究方向，发展经济学、农业经济和国际经济学。 联系地址：湖北武汉华中科技大学经济学院 方齐云 430074 联系电话： 027 Email：fqy1963@ 个体行为、保障组织与最低生活保障：理论与实证 摘要： 关于保障组织，传统的研究在保障组织的行为模型的构造中，笔者将行为人的物质和精神生活资料分为两类：可用货币购买或交换得到的，通过自我服务或人际交往而得到的。。Abstract: About the security organizations, traditional research paid much attention to the social security organizations, and laid overweight on the government policy, which made the individual behavior be ignored. And this text will define the nature of the security organization in terms of individual behavior, merging the material security and the spiritual security into it, and transform the organizations’ behaviors into the individual behaviors. In order to design the behavior model of the security organization, the individual material and spiritual consumer goods is divided into two kinds: the first kind is what can be bought or exchanged with currency; the second kind is what only can be gotten through the self-service or human communication. According to whether producing the first kind consumer goods or not, the security organizations are divided into two kinds: the kind of mutual aid and the kind of aided by others. Then using the relevant data of the adopting welfare organization in urban and rural areas in China, the paper provides an experiential calculation on the real minimum living level of adopted person. Key Words: Individual behavior; Security organization; Mutual aid; aided by others JEL: D02 一、引言 目前，关于保障组织，众多专家和学者主要研究的是社会保障组织。社会保障是指社会通过采取一系列的公共措施来向其成员提供保护，以便与由于疾病、生育、工伤、失业、伤残、年老和死亡