保险法（2002年）..doc

中华人民共和国保险法（2002年） Insurance Law of The Peoples Republic of China(2002) （１９９５年６月３０日第八届全国人民代表大会常务委员会第十四次会议通过 根据２００２年１０月２８日第九届全国人民代表大会常务委员会第三十次会议《关于修改〈中华人民共和国保险法〉的决定》修正） 　　 (Adopted at the 14th meeting of the Standing Committee of the Eighth National Peoples Congress on June 30, 1995;Amended in accordance with the Decision on Modifying the Insurance Law of the Peoples Republic of China adopted at the 30th Meeting of the Standing Committee of the Ninth Peoples Congress Oct 28 ,2002) 目 录 　 Content 第一章 总 则 Chapter I General Provisions 第二章 保险合同 Chapter II Insurance Contract 第一节 一般规定 Section 1 General Provisions 第二节 财产保险合同 Section 2 Property Insurance Contract 第三节 人身保险合同 Section 3 Life Insurance Contract 第三章 保险公司 Chapter III Insurance Company 第四章 保险经营规则 Chapter IV Insurance Operational Rules 第五章 保险业的监督管理 Chapter V Supervision and Administration of the Insurance Business 第六章 保险代理人和保险经纪人 Chapter VI Insurance Agents and Insurance Brokers 第七章 法律责任 Chapter VII Legal Liability 第八章 附 则 　　 Chapter VIII Supplementary Provisions 第一章 总 则 　　 Chapter I General 第一条 为了规范保险活动，保护保险活动当事人的合法权益，加强对保险业的监督管理，促进保险事业的健康发展，制定本法。 ProvisionsArticle1 This law has been formulated with a view to standardizing the insurance activities, protecting the legitimate rights and interests of parties to insurance activities, strengthening the supervision and administration of the insurance business and promoting its healthy development. 第二条 本法所称保险，是指投保人根据合同约定，向保险人支付保险费，保险人对于合同约定的可能发生的事故因其发生所造成的财产损失承担赔偿保险金责任，或者当被保险人死亡、伤残、疾病或者达到合同约定的年龄、期限时承担给付保险金责任的商业保险行为。 Article2 Insurance used in this law refers to the act of payment of premiums by the insurants to insurers and the responsibility of the insurers to give indemnity to the insurants in case of losses to property of the insurants caused by a specific contingency or perils of death, injury, sickness of the insured upon the stipulated age according to terms as set in the contracts. 第三条 在中华人民共和国境内从事保