我国农村民间金融的规范与发展研究..doc

毕 业 论 文 学生姓名： 赵伟科 学 号： 20092511066 系别班级： 金融系09金融专接本 专业（方向)： 金融学 题 目： 我国农村民间金融的规范与发展研究 指导者： 杨伟坤 （副研究员） 评阅者： (姓 名) (专业技术职务) 2011年 4月 21日  毕业论文中文摘要 我国农村民间金融的规范与发展研究 摘要： 本文首先对我国农村民间金融的发展概况进行了论述, 包括农村民间金融的概念界定及其发展背景、特点和功能。然后对目前我国农村民间金融的原因、运行形式及双重影响进行深入剖析，最后又针对我国民间金融存在的问题提出了规范和发展我国农村民间金融的具体对策，如从法律上明确民间金融的地位，规范农村民间金融，加强和完善监管制度，强化对民间金融的监管，加强民间金融机构的规模化，规范正常民间金融活动政府首先要承认民间金融机构的积极作用，建立农村民间金融机构存款保险制度，提高农民的自身的综合素质等。 关键词：民间金融；运行形式；现状问题；规范化；对策 毕业论文外文摘要 Title The specification of Rural Financing and Development Abstract First, the development of rural folk financial overview were discussed, mainly related to the concept of private finance in rural areas and its development as defined in the background, characteristics and functions, but also spoke of the frequent financial rectification of civil, but it always exists and develops, This indicates the existence of a certain rationality and positive practical significance. The rural folk after the current financial reasons, to run the form and double-depth analysis of the impact. And finally for the problems of private finance raised civil norms and development of our financial measures, specifically from the legal status of private finance, regulate private finance in rural areas, strengthen and improve the regulatory system, strengthen the supervision of private finance, the strengthening of civil scale of financial institutions, governments regulate the normal activities of private finance must first recognize the positive role of private financial institutions, the establishment of rural financial institutions, private deposit insurance system, improve the overall quality of their own farmers, so that the path specification development. Keywords: Private finance; running form; current problems; standardization; Stra