《我国保险业信用体系建设.docVIP

摘 要 诚信，是古今中外通用的社会伦理准则，更是现代保险业的生存基础。诚信对市场经济建设具有举足轻重的作用。建立保险业诚信体系，需深入理解诚信对现代社会发展的重要作用，并应采取以下具体措施：把握社会信用体系建设契机，为保险业诚信体系建设奠定基础；加强保险信用法制建设，为保险业诚信体系建设提供保障；建立保险诚信治理制度，为保险业诚信体系建设创造条件；改革保险公司经营治理体制，为保险业诚信体系建设注入动力；完善保险营销机制，为保险业诚信体系建设增添活力。 关键词:保险诚信，保险发展，诚信教育，制度体系 Abstract Integrity, is the ancient and modern Chinese and foreign general social ethics, but also the survival of modern insurance industry based insurance credit system, to understand the integrity of important roles in the development of modern society, the ritual wisdom together constitute the important content of the traditional morality of western culture .and the following specific measures should be adopted: grasping the opportunity of social credit system construction, to lay a good foundation for the insurance credit system construction; To strengthen the construction of insurance credit legal system, which guarantees insurance credit system construction; Build system of insurance integrity management, create conditions for the insurance credit system construction; Reform the insurance company management system, to give impetus to insurance credit system construction; Improve the insurance marketing mechanism, add vitality to insurance credit system construction. Keywords: insurance integrity, development, the good faith education, system 目 录 1 引言 1 2 保险业诚信建设现状 1 2.1保险公司的不诚信 1 2.2保险代理人的不诚信 2 2.3投保人的不诚信…………………………………………………………………………..3 3 保险业诚信问题存在的原因 3 3.1制度缺陷 3 3.2信息的不对称………………………………………………………………………….....4 4 加强保险业诚信建设的措施 5 4.1进一步加强保险诚信教育……………………………………………………………….6 4.2把握社会信用体系建设契机，为保险业诚信体系建设奠定基础..............................6 4.3加强保险信用法制建设，为保险业诚信体系建设提供保障.....................................6 4.4建立健全保险诚信相关法律制度体系…………………………………………………..6 4.5改革保险公司经营管理体制，为保险业诚信体系建设注入动力……………………7 4.6完善保险营销机制，为保险业诚信体系建设增添活力………………………………7 5 总结..........................................................................................................................9参考文献 10 致 谢 11 1 引言 保险业，作为现代金融体系的重要组成部分，更是以“最大诚信”为基本原则