持有巨额外汇储备对中国经济的影响..doc

 摘 要 外汇储备资产是我国政府很重要的一笔财富，它对于调节国际收支，增强政府对外汇市场的干预能力，增强对外负债偿付能力，促进国民经济持续发展具有重要的意义。但是，近年来，我国外汇储备却出现了巨额增长，这一状况带来了诸多不利影响。本文就巨额外汇储备对中国经济的影响做出了具体的分析，并对其化弊为利提出了相应的策略。 关键词 外汇储备；货币升值；内需；汇率改革 Massive foreign exchange reserves the impact on the Chinese economy Abstract Foreign exchange reserve assets is Chinese government is one of the important wealth, it to adjust payments, strengthen government intervention in the foreign exchange market ability, strengthen external debts solvency, promote the national economy sustainable development has the vital significance. However, in recent years, Chinese foreign exchange reserve but there was huge increase; this state brought much adverse impact. Based on massive foreign exchange reserves the impact on the Chinese economy made specific analysis and its turn fraud for profit puts forward corresponding strategies. KEYWORDS Foreign exchange reserves Currency appreciation Domestic demand Exchange rate reform 目 次 1 中国外汇储备的发展现状及原因...............................................1 1.1外汇储备的发展现状.........................................................1 1.2巨额外汇储备的原因.........................................................2 2 巨额外汇储备对中国经济的双重影响...........................................4 2.1巨额外汇储备对中国经济的积极作用...........................................4 2.2巨额外汇储备对中国经济的消极作用...........................................5 3对有效管理我国外汇储备的政策建议.............................................7 3.1加快外汇管理体制的改革，由强制结售汇制向自愿结售汇制改变...................7 3.2加速金融体制改革，平衡国际收支.............................................7 3.3扩大内需，控制居民储蓄.....................................................7 3.4分散风险，扩大我国外汇储备中其他币种的比重.................................8 3.5严格管理外来资本的引进.....................................................8 3.6转变外贸增长方式，提高中国产品的科技含量...................................8 结论......................................................................................................