浅议货币资金管理答辩论文..doc

浅议企业货币资金管理 摘要：货币资金运营所需资金中以货币形态存在的那部分资产，在经济活动中的作用不可小视，其管理也至关重要。货币资金的管理首先要从思想上重视，明确管理目的；其次要建立完善相关制度，并提高财务人员素质，保障制度实施；再次要善于利用网络，开展智能化管理。 关键词：货币资金管理 建立完善制度 提高人员素质 Abstract: Currency, as a part of required assets for an enterprise’ normal operation, plays its role in the form of monetary funds. It generally consists of cash, bank deposits and some other types of monetary funds. With the development of economy in recent years, some problems on the management of monetary fund are gradually exposed along with the increasingly financial risk. Therefore, strengthening and improving the management of monetary fund are considered to be essential parts to contribute to the steady development as well as a successful management of an enterprise. Meanwhile, the key point of enterprise management finally turns out to be “how to operate and take control of monetary fund under the principal of‘reasonable distribution’and‘effective function’while the enterprise keeps running”. Monetary fund is supposed to be the blood of an enterprise and it should on no account be ignored in that it’s one of the most basic requirements for corporate operations. Thus the management of money justifiably seems to be a vital link in the economic activities of an enterprise. The importance of monetary funds management has already been accepted by most managers, but due to their varied working experiences and the lack of an advanced view on financial management, it appears to be difficult for them to carry out a real policy on monetary fund management, and this is especially the case for those basic enterprises which are often characterized as “multiple accounts”, “funds dispersed”, and “lack of supervisory and internal control”. To achieving a successful monetary fund management, an enterprise should, in the first place, take the concept seriously and make the goal clear before establishing and revising relevant policies. Besides, the enterprise may seek to improve the professional quality of fi