Diretoria de Fiscalizaccedil;atilde;oDepartamento de Supervisatilde;o Indi.pptVIP

Sistema de Informa??es de Crédito - Brasil Characteristics特征 Database数据库 Transactional Database 交易数据库 – OLTP联机事务处理 Information from 13 databases plus the one being sent 来自13个加上正在建立的1个数据库的信息 Users include the central bank via the SISBACEN system, financial institutions and citizens 用户包括通过SISBACEN系统的中央银行，金融机构以及公众 Daily business operations 日常业务操作 Size = 300 GB 规模＝300千兆字节 No lines = 1 trillion In the largest tables 最大的表格有1万亿行 Database in a Data Warehouse 在数据总库里的数据库 Information in 60 monthly databases (5 years) 五年月度数据信息 Central Bank (via the SISBACEN system) is the only user 央行是唯一用户 Used to analyze problems or specific situations of concern 通常分析一些问题及被关注的特殊情况 Size = 1.2 Terabytes In only 2.5 years 在两年半时间内规模达到1.2千兆字节 System Documents系统文件 Monthly reports 月度报告 3030 – Aggregate data 合并资料 3020 – Individualized data 个人资料 Reports and files on relevant debtors (semi-annual) 相关债务人的报告和档案（半年度） 3025 – Inquiries on borrowers made by the Central Bank 中央银行制定的对借款者的要求 3026 – Information sent by financial institutions 金融机构发布的信息 Documents and files which provide data 提供资料的文件和档案 3081 – Requests for files made by financial institutions 金融机构制定的对档案的要求 3082 – File on consolidated debt produced by the Central Bank 中央银行产生的合并债务的文件 Form 3030 – Aggregate Data合并资料 Summary of all operations, including those reported in detail in Form 3020 对所有操作，包括在表3020中报告的具体事项的总结 Aggregated by: 合并方式 Type of operation 业务类型 Risk rating of the operation 业务的风险评级 Value of the operation 业务价值 Type of client 客户类型 Reported in aggregate: 以合并方式报告 Distribution of maturities 到期日的分配 Number of operations 业务数目 Number of clients 客户数目 Provisioning levels 供应水平 Form 3020 – Individual Data个人资料 Information required for borrowers with exposures in excess of R$ 5,000 (US$ 1,720) 对额度超过R$ 5,000 (US$ 1,720)的借款者要求的信息 Client客户 Identification身份 Date when relationship began with t