世行业务中的财务管理.ppt

* SC: To finance the purchase of imported goods under a project, the terms of the contract with the supplier may require the borrower to open a LC. If a commercial bank is unwilling to open, advise, or confirm the LC without some reimbursement guarantee or security, the Bank, at the request of the borrower, will provide the commercial bank with a guarantee in the form of special commitment. * * * * * 4 * * * * * Ineligible expenditures and refunds 不合格费用和退款 Ineligible expenditures paid out of the DA 从DA中支付了不合格费用 Provide the additional evidence requested by the Bank 提供世行要求的其他证明 Deposit an equivalent amount into the DA向DA中存入等额资金 Refund an equivalent to the Bank向世行退还等额资金 Exceptionally, provide substitute documentation evidencing other eligible expenditures例外情况下，提供其他合格费用作为替代 Refunds退款 The Bank shall determine whether refunds made to the Bank will be credited to the Loan Account for subsequent withdrawal or cancelled. 世行决定是否将收到的退款从贷款帐户中注销或用作将来的提款。 * Change of the Loan Agreement 贷款协议的修改 Reallocation 再分配 Extension of closing date 关帐日延长 Changes in disbursement percentage支付比例改变 Other - change of disbursement categories 支付类别的改变 * Some Disbursement Indicators一些支付指标 Disbursed to Original Net Amount Percentage已支付额占初始净贷款额的比例: Cumulative disbursements Amount X100% The original loan amt – cancellations Disbursement Ratio支付率: The disbursements made during the year X100% Un-disbursed bal. at the beginning of the year Disbursement lag支付延后: a graph comparing actual to projected disbursements (can be by year, but usually it is cumulative) * 谢谢大家！ 欢迎讨论！ Interest Rate 利率 IFLs in US dollars approved after June 30, 2010 * Average Maturity Variable Spread (2) Fixed Spread (3) Up to 12 years LIBOR + 0.24% LIBOR + 0.60% Greater than 12 to 15 years LIBOR + 0.34% LIBOR + 0.90% Greater than 15 to 18 years LIBOR + 0.44% LIBOR + 1.25% * 谢谢大家！ 欢迎讨论！ Interest Rate 利率 * * Borrower Choices: Amortization Pattern of Principal Repayment借款国的