毕业论文 陈佳烯毕业论文 佳烯陈佳烯.doc

2014届本科毕业论文 题 目 学院专业 姓 名 学 号 指导老师 二O一年月 浙 江 理 工 大 学 经 济 管 理 学 院 毕业论文诚信声明 我谨在此保证：本人所写的毕业论文（设计），凡引用他人的研究成果均已在参考文献或注释中列出。论文（设计）主体均由本人独立完成，没有抄袭、剽窃他人已经发表或未发表的研究成果行为。如出现以上违反知识产权的情况，本人愿意承担相应的责任。 声明人（签名）：年 月 日 ssue is a hot topic of common concern to the society, and the key way to save the problems is developing the rural economic system. Along with the establishment and perfection of rural market economic system, diversification of production and operation of farmers’ development, and rural industrial structure adjustment, the rural financial market in constantly changing households’ credit demand, so that making a deep survey to know the farmers’economic demand and studying the main factors to know the trend of farmers’ demand, improve the farmers credit markets is particularly urgent and necessary. The paper based on relevant research results at home and abroad Starts from the households’ credit origin, concept, theoretical basis and significance, the present situation of the structure of households credit’s demand and comprehensive analysis about the farmers in Zhejiang province, this paper discusses existing problems. Firstly, through the basic information from farmers, families, credits’experience and local financial ecology, studies the influence factors of peasant households credit’s demand. And then choosing some farmers in Zhejiang, do a questionnaire survey to study rural residents in Zhejiang province about the present situation of the structure about household’ credit demand. Secondly, we divided the household credit demands into consumer credit and production demand, using the probit model study the structure and the influencing factors. Finally, based on the current situation analysis and empirical research, we put forward the development counter-measures to improve the households’ credit demand. In order to the structure of the rural credit, improve the