浅谈我国社会保障制度的健全与完善讲解.doc

摘 要 社会保障制度是社会主义和谐社会的重要内容，构建社会主义和谐社会的过程同时也应是建立健全社会保障制度的过程。随着我国市场经济的快速建立，社会日新月异的快速发展以及社会各层人员对社会保障中的养老、失业、救济、就业等都提出了新的要求。如何尽快健全我国的社会保障制度，完善我国的社会保障中的诸多问题已迫在眉睫。本文通过阐述社会保障制度的起源和发展，概述了世界上发达国家社会保障制度的发展过程；以及在其国家发展中起到的作用。同时也概括了我国社会保障的发展现状；通过说明社会保障制度在市场经济发展中所起调节作用，在维护社会稳定中所起的安全作用，来推进、加快市场经济的快速发展；说明了完善社会保障的必要性。经过阐述社会保障制度的原则，即国情特点与国际标准的相结合的原则，国家、用人单位、个人三方责任共同分担的原则来说明完善社会保障时应注意的原则。我国的社会保障制度改革需要一个渐进过程，根据当前的实际情况，要坚持低水平，广覆盖，多层次的基本方针。国家对社会保障措施也逐步由“全部包揽”向“国家、单位、个人”三方负担转变，由“企业自保”现“社会救济”转变，由“福利包揽”向“基本保障”转变，由“现收现付”向“部分积累”转变，由“政策调整”向“法律规范”发展。完善和健全我国的社会保障法制是一项艰巨而复杂、庞大的立法工作。要真正建立起适合国情有自己特色的社会保障制度还需要付出较以往更多的努力。一个健全的社会保障法律制度，必将为国家长治久安、人民安居乐业、社会文明进步提供有效的保障。关键词：社会保障? 社会保障法 社会保障制度? 养老保险This paper expounded the social security system, the origin and development of developed countries in the world is summarized on the development of the social security system process; And in the country developing the function. Also summarized the current situation of the development of the social security of our country; Through the explain social security system in market economic development adjustment role plays in maintaining social stability and the security role plays, to advance, accelerate the rapid development of market economy; Illustrates the necessity of perfecting the social security. After expounded the social security system principle, namely the situation of international standard with the principle of combining state, unit of choose and employ persons, individual tripartite Shared, the principle of responsibility to illustrate the perfect social security should pay attention to the principle. Countries to social security measures also gradually by all scored to country, unit and individual tripartite burden, changing from enterprise captive now social relief, Perfect and complete legal system of social security in China is an arduous and complicated, huge legislative work. To truly establish own adapt to the situation of the social security system still need to pay more efforts than ever before