山东省海阳市农信社资产评估中存在的问题分析与对策研究会计 大学论文.doc

摘要 随着我国社会主义市场经济的发展，各种经济活动日趋复杂，农村信用合作社（以下简称为农信社）也成为新的银行类机构，为便民利民提供小额贷款及资金抵押、资产评估贷款等业务，为企业发展壮大提供足够的资金支持，资产评估在这里得到了广泛的运用，所以，资产评估在农信社的日常业务中占据着重要地位。本文主要从山东省海阳市农信社资产评估发展现状出发，找到农信社在资产评估中存在一系列问题。经过分析，农信社要去的更好的繁荣与发展，就要深刻认识资产评估的重要性，同时，农信社要对资产评估的业务实行集中管理，加强制度约束，建立专门负责管理的部门管理辖内的资产评估，将损失降到最低，以改善目前的状况，促进农信社的全面发展。 关键词：资产评估；农信社；成本法；集中管理 The Problem Of Haiyang Rural Credit Cooperative About Asset Evaluation In Shandong Province, And The SolutionsTo Resolve It. Abstract: With the development of Chinas socialist market economy, the growing complexity of economic activities, rural credit cooperatives have become the new banking institution, providing small loans and funds to benefit the mortgage, asset evaluation business loans for business development and growth provide adequate financial support, asset valuation here has been widely used, so the asset valuation occupy a dominant role in the daily operations of rural credit cooperatives. This article from the status quo Haiyang City in Shandong Province Rural Credit Cooperatives asset valuation, combined with the practice found in the process, found a series of problems of rural credit cooperatives in Valuation. After analysis, the rural credit cooperatives to go to better prosperity and development, we must understand the importance of a profound assessment of the assets, at the same time, rural credit cooperatives to implement centralized management of asset evaluation, strengthen institutional constraints, the establishment of specialized departments responsible for the management of administration asset valuation jurisdiction of the losses to a minimum, in order to improve the current situation, to promote the comprehensive development of rural credit cooperatives. Key words:Assets appraial;Rural credit cooperatives; Cost method;Centralized?management 目录 1 引言………………………………………………………………5 1.1问题的提出………………………………………………………………5 1.2国内外研究现状…………………………………………………………6 1.3研究内容与结构…………………………………………………………8 1.4研究思路与方法 ………………………………………………