- 1、本文档共18页,可阅读全部内容。
- 2、有哪些信誉好的足球投注网站(book118)网站文档一经付费(服务费),不意味着购买了该文档的版权,仅供个人/单位学习、研究之用,不得用于商业用途,未经授权,严禁复制、发行、汇编、翻译或者网络传播等,侵权必究。
- 3、本站所有内容均由合作方或网友上传,本站不对文档的完整性、权威性及其观点立场正确性做任何保证或承诺!文档内容仅供研究参考,付费前请自行鉴别。如您付费,意味着您自己接受本站规则且自行承担风险,本站不退款、不进行额外附加服务;查看《如何避免下载的几个坑》。如果您已付费下载过本站文档,您可以点击 这里二次下载。
- 4、如文档侵犯商业秘密、侵犯著作权、侵犯人身权等,请点击“版权申诉”(推荐),也可以打举报电话:400-050-0827(电话支持时间:9:00-18:30)。
查看更多
Estimating the technical and scale efficiency of
Research in International Business and Finance 22 (2008) 301–318
Available online at
Estimating the technical and scale efficiency of
Greek commercial banks: The impact of
credit risk, off-balance sheet activities,
and international operations
Fotios Pasiouras ?
University of Bath, School of Management, Bath BA27AY, United Kingdom
Received 14 April 2007; received in revised form 11 September 2007; accepted 14 September 2007
Available online 18 September 2007
Abstract
This paper uses data envelopment analysis (DEA) to investigate the efficiency of the Greek commercial
banking industry over the period 2000–2004. Our results indicate that the inclusion of loan loss provisions
as an input increases the efficiency scores, but off-balance sheet items do not have a significant impact.
The differences between the efficiency scores obtained through the profit-oriented and the intermediation
approaches are in general small. Banks that have expanded their operations abroad appear to be more technical
efficient than those operating only at a national level. Higher capitalization, loan activity, and market power
increase the efficiency of banks. The number of branches has a positive and significant impact on efficiency,
but the number of ATMs does not. The results are mixed with respect to variables indicating whether the
banks are operating abroad through subsidiaries or branches.
? 2007 Elsevier B.V. All rights reserved.
JEL classification: G21; C24; C67; D61
Keywords: Banks; DEA; Efficiency; Greece
1. Introduction
The Greek banking sector has undergone major restructuring in recent years. Important struc-
tural, policy and environmental changes that are frequently highlighted by both academics and
? Tel.: +44 1225384297.
E-mail address: f.pasiouras@bath.ac.uk.
0275-5319/$ – see front matter ? 2007 Elsevier B.V. All rights reserved.
doi:10.1016/j.ribaf.2007.09.002
302 F. Pasiouras / Research in International Business and Finance 22 (2008) 301–318
practitioners are the establi
您可能关注的文档
- DEIF丹控 AGI 100 series 产品样本V1.pdf
- DEK印刷机手册Vortex Under Screen Cleaner Module.pdf
- Delivery of peptide and protein drugs over the blood–brain barrier.pdf
- Demco valve.pdf
- Demo report (5V3@2A Charger Design with SC1229K)-Rev1 20140918.pdf
- DEMPack-tutorial-02.pdf
- Dengyin-2014-ER-alpha variant ER-.pdf
- Dense Molecular Gas and the Role of Star Formation in the Host Galaxies of Quasi-Stellar Ob.pdf
- Dependence of Dust Obscuration on Star Formation Rates in Galaxies.pdf
- Describing People.pdf
最近下载
- 废旧塑料购销合同6篇.docx VIP
- 山东省烟台市芝罘区2022-2023学年七年级(五四学制)上学期期中地理试题(含答案).docx VIP
- 建筑工程施工技术交底大全.docx
- 柔性光伏钢构及组件安装施工方案.docx VIP
- 中成药学讲稿祛暑中成药.docx VIP
- 石油化工企业设计防火规范(GB50160-2018-).doc
- 山东省烟台市芝罘区(五四制)2023-2024学年六年级上学期期中考试生物试题(解析版).docx VIP
- 医疗机构医院感染管理专职人员管理办法(2020年版).pdf
- 南宁师范大学信息技术课程与教学考研真题试题2019年.pdf
- 加强风电设备管理提升风机可利用率(电力系统及自动化范文).doc
文档评论(0)