试卷、试题 2010年2013年考研英语历年真题和答案全集英语二.doc

013考研英语（二）真题 Section I???? Use of English Directions: Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1. (10 points) Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all payments are made electronically.?___1___ a true cashless society is probably not around the corner. Indeed, predictions have been___2___for two decades but have not yet come to fruition. For example, Business Week predicted in 1975 that electronic means of payment would soon revolutionize the very ___3___ of money itself, only to___4___?itself several years later. Why has the movement to a cashless society been so___5___in coming? Although electronic means of payment may be more efficient than a payments system based on paper, several factors work___6___the disappearance of the paper system. First, it is very___7___to set up the computer, card reader, and telecommunications networks necessary to make electronic money the___8___form of payment Second, paper checks have the advantage that they___9___receipts, something that many consumers are unwilling to___10___. Third, the use of paper checks gives consumers several days of float - it takes several days___11___?a check is cashed and funds are___12___from the issuers account, which means that the writer of the check can cam interest on the funds in the meantime. ___13___electronic payments arc immediate, they eliminate the float for the consumer. Fourth, electronic means of payment may___14___security and privacy concerns. We often hear media reports that an unauthorized hacker has been able to access a computer database and to alter information___15___there. The fact that this is not an ___16___ occurrence means that dishonest persons might be able to access bank accounts in electronic payments systems and___17___from someone elses accounts. The___18___of this type of fraud is no easy task, and a new field of computer