担保人的有效期.doc

担保人的有效期 担保人的有效期 担保人即保证人。依据《中华人民共和国民法通责》、《中华人民共和国物权法》、《中华人民共和国担保法》、《中华人民共和国担保法解释》，在不同情况下，保证人需要承担的责任有：民事责任、民事连带责任、担保(保证)责任、赔偿责任。 法律咨询： 08年10月28日担保，期间法院或者银行并没有来过任何通知。时隔四年，收到银行起诉。要求担保人偿还本金及利息。(期间借债人没有偿还任何债务，也没有再找担保人。)请问我还有没有连带责任?一般担保人的担保时间是多久，另外，我不是户主，也没有偿还能力。我应该怎么做? 律师解答： 可以以超过诉讼时效抗辩，不承担责任。有约定的按约定，没有约定的以还款期后两年内。 相关法律知识： 担保人承担的连带责任 《中华人民共和国担保法》 第十六条 保证的方式有： (一)一般保证 (二)连带责任保证。 第十八条 当事人在保证合同中约定保证人与债务人对债务承担连带责任的，为连带责任保证。 连带责任保证的债务人在主合同规定的债务履行期届满没有履行债务的，债权人可以要求债务人履行债务，也可以要求保证人在其保证范围内承担保证责任。 第十九条 当事人对保证方式没有约定或者约定不明确的，按照连带责任保证承担保证责任。 Plenary Session of the 15th CPC Central Committee, two session of the five plenary meeting spirit, fully implement the Scientific Outlook on Development based XX youth career development planning in accordance with the 11th Five-Year , building a first-class team, with first-class team. First-class performance, the overall requirements of first-class image of the tree , focusing on human services, standardized management, work fine, first-class achievements , give full play to staff assistant, supervision and inspection, comprehensive coordination, service guarantee, focus on the global and group work of the Communist Youth League in the city Municipal Party Central work, and strive to improve the decision-making ability, comprehensive coordination ability, writing ability, supervision ability, logistics ability, innovation ability, continuously consolidate and maintain the education on Party membersadvancement activities and enhance awareness of the Communist Youth League education achievements, and vigorously promote the construction of civilization advanced units, units and staff home building activities, balanced, focused, pragmatic, innovation, high standard, high quality, high level, high efficiency to complete various tasks throughout the year.First, pay close attention to research information, efforts to improve decision-making servicesIn accordance with the information reflect the inform