Unit9_Raising_Finance浅析.ppt

Warmer Starting up Background: Ways of raising finance Business terms Invoice discounting?发盘贴现 a form of short-term borrowing often used to improve a companys?working capital?and?cash flow?position. Invoice discounting allows a business to draw money against its sales invoices before the customer has actually paid. To do this, the business borrows a percentage of the value of its?sales ledger?（应收账款）from a finance company, effectively using the unpaid sales invoices as?collateral?for the borrowing 。 Current asset 流动资产 a current asset is an asset which can either be converted to cash or used to pay current liabilities within 12 months. Typical current assets include cash, cash equivalents, short-term investments, accounts receivable, stock inventory and the portion of prepaid liabilities which will be paid within a year Due diligence 尽职调查 a term used for a number of concepts, involving either an investigation of a business or person prior to signing a contract, or an act with a certain standard of care Business terms Unit 9 Raising Finance Topic: Students are going to look at borrowing, especially by business raising finance in order to develop. Learning sections: Listening: Ways of raising finance Vocabulary: Financial terms Reading: Financing start-up businesses Skills: Negotiating Case study: Vision film company Notes: A loan shark: one who lends money to individuals at exorbitant rates of interest. 高利贷者 Credit card company: a bank or finance company 信用卡公司 Overdraft: The act of overdrawing a bank account 透支 , 透支额 C： What do you think these sayings mean? Vocabulary--Financial Terms Human capital 人力资本 Risk capital Share capital Venture capital Working capital 风险资本 股份资本 风险资本 流动资本 Financial Terms Security Property or an item of financial value that can be claimed by a person , bank or other organization if a loan is not paid. 抵押，担保 Collateral: AmE. Financial Terms Deposit A sum of money paid when borrowing or hiring s