College Student Loan Problems and solutions.doc

College Student Loan Problems and solutions Abstract: College student loans are state-funded fundamental account of poor students and promote the fundamental measure for education reform. In this paper, the importance of the National Student Loan proceed on the current college student loan problems were analyzed, the last to take a few colleges and universities improve student loan mechanisms. Keywords:: college student loans; issues; method Countries since 1999 to implement the national student loan has been eight years, with the implementation of policies, has made great achievements. However, this policy during the implementation process, financing the result is not ideal, but not fundamentally to control the risk of student loans and ultimately the formation of a large number of bad loans. How to solve the college student loan repayment defaults exist, such as students of higher student loan problem is to determine whether the continuation of the problem, the work carried out there are still many problems. First, the importance of the National Student Loan National student loan is the CPC Central Committee and the State Council for the implementation of ‘through science and education’ strategy to accelerate personnel training, financing the economic difficulties of students successfully complete their education, especially post-graduate outstanding young to be a major decision-making; the country to take advantage of the financial means to support the higher education system deepening reforms, promoting the development of China’s educational undertakings important measure; it is time to pay tuition fees for poor students to solve fundamental way. The implementation of student loans will help colleges and universities to the normal financial order, and to alleviate the problem of insufficient funding for colleges and universities funded to develop students self-empowerment, and good honest character, for all sectors of civil society have a fair and equ