Development of higher education does not mean loans - University of bankruptcy legal analysis of the crisis.doc

Development of higher education does not mean loans - University of bankruptcy legal analysis of the crisis Abstract At present a large part of the development of colleges and universities rely on bank loans to complete, the Higher Education Act to open such a hole in, it seems that credit has become a major university’s development path. However, development of higher education is not equal to bank loans, in order to fundamentally solve the crisis of bankruptcy facing colleges and universities need to broaden the development of higher education means. Keywords: bank loans; college bankruptcy; debt; Foundation The recently published “2006: China’s Social Situation Analysis and Forecast” social blue book says, in order to expand and attract talent, colleges and universities to banks to borrow vast sums, and dedicated to the building enclosure and participation in University City, and some colleges and universities has reached 1 billion loan to 20 billion, according to incomplete statistics, the total amount of bank loans to colleges and universities around the 150 billion to 200 billion yuan, it appeared loan to become the main way the development of universities, community colleges and universities around the large-scale loans for bankruptcy crisis caused heated discussion. However, concerns about this issue should not be replaced by jurists of reason and calm, we should be clear that the development of higher education can not be equal to bank loans, we should actively look for solutions. First, colleges and universities on the question of bankruptcy Colleges and Universities Colleges loan funds to improve the school conditions, to meet the basic needs of the students played a huge role, but with the arrival of the peak of college loan repayment and the repayment capacity is limited, huge principal and interest payments to colleges and universities face serious financial risk, easy to lead to financial risks. In the situation is so grim circumst