Development of higher education and college credit risk analysis.doc

Development of higher education and college credit risk analysis [Abstract] This paper reviews research situation in based on the comprehensive results of previous studies and the theory of economics of education, development of higher education and universities to build a credit risk evaluation system established between the two regression models , combined with software and EVIEWS 2004-2008, 25 colleges and universities in Guangxi empirical data correlation between the two, designed for government departments, banks and other financial institutions for the development of higher education policies, credit risk and higher education colleges and universities interaction mechanism for the development of the design build path reference. [Keywords] higher education, college credit risk, correlation, panel data With the expansion of higher education enrollment and the rapid increase in bank credit, higher credit risk highlights of Jilin University events to sell to repay bank loans, Nanchang University, Zhengzhou University, colleges and other high credit caused widespread concern. According to the survey, China’s Public college loan size of up to 2 000 billion to 2500 billion college credit risk has gradually become the focus of the community, college credit risk and the relationship between higher education theorists and has become a hot topic in government departments. A Research on domestic and foreign financing study abroad on the development of universities more empirical models, such as the U.S. model, the British model, Australia, mode, and the study focused on the development of financing of universities, colleges and universities for credit risk control is considered very less. Domestic scholars for college credit risk research can be summarized in three aspects. First, the credit risk classification of colleges and universities, and to make prevention and control measures. Such studies exist that college loan policy risks, economic risks