中西方中小小企业融资结构比较.docxVIP

中西方中小企业融资结构比较 摘要 融资结构的合理性是企业市场化进程中所遇到的实际问题。融资结构不仅影响企业的资本成本和企业的总价值，同时也对企业治理结构有所影响。也是中国以及其他西方国家的企业融通资金，扩大规模，企业内部各环节资金供求关系平衡的关键。现已成为一个前言性、挑战性的课题，正日益引起理论界和实务界的关注。改革开放以来，我国中小企业迅速发展，中小企业在我国国民经济中扮演着重要角色，特别是在促进国民经济发展、缓解就业压力、实现技术创新、优化产业结构等方面，中小企业都发挥着不可替代的作用。相对大企业而言，中小企业存在规模小、信用低、产量少、产品质量得不到保证等缺陷，这些内在缺陷都制约了企业融资。本文通过对中西方中小企业融资现状所存在问题等方面进行对比，旨在通过对比，借鉴西方国家先进的经验，以此为解决我国中小企业融资困难提出合理的建议。 【关键词】 融资结构 融资方式 中小企业 Abstract The rationality of financing structure is the practical problem encountered in the process of enterprise marketization. The financing structure not only affects the capital cost of the enterprise and the total value of the enterprise, but also affects the corporate governance structure. Is the key to the balance between supply and demand in the domestic and western countries. Has become a prerequisite, challenging subject, is increasingly aroused the concern of the theoretical and practical circles. Since the reform and opening up, Chinas small and medium-sized enterprises have developed rapidly. Small and medium-sized enterprises have played an important role in Chinas national economy. Small and medium-sized enterprises are playing an increasingly important role in promoting national economic development, alleviating employment pressure, realizing technological innovation and optimizing industrial structure. Important role. Relative to large enterprises, small and medium enterprises there are small scale, low credit, low yield, product quality is not guaranteed, and so defects These internal defects are restricting the financing of small and medium enterprises. This paper makes a comparison between the problems of financing the present situation of small and medium-sized enterprises in China and western countries, and puts forward some suggestions to solve the financing difficulties of small and medium-sized enterprises in China by contrasting with some advanced experiences of western countries. 【Keywords】 Fin