集装箱保险条款诠释.doc

集装箱保险条款诠释 集装箱保险的格式表现了集装箱的混和性质。有些人认为它是被装上船运送的货物，其他人则认为它是用于运载货物的船舶的延伸，此种承保集装箱的保险含有摘选自承保货物和船舶的标准条款中的要素。集装箱经营人可以是船东，贷运代理（Freight forwarder.指代表其客户安排经海上、陆地或空中将件货自一地运送至另一地点的公司。别称为Shipping and Forwarding Agents或Forwarding Agents.译者注），或仅是为他人使用的travelling boxes的租箱人，但无论其经营的性质如何，他将会要求按相同的一般条件，对他的所有的集装箱投保，无论其位于何处，也无论其价值如何。因此，在风险开始时，向保险人显示详细的信息相当重要，这些信息将填写进保险单格式末端的附表（或附贴于保险单），且需要清楚地识别保险单承保的每个集装箱。有两种协会格式可供选用：一种承保综合条件（综合险full condition），另一种仅承保全损、共同海损、救助、救助费用和施救费用。下述评论涉及综合险格式。1987年1月1日协会集装箱定期保险条款(Institute Container Clause ,Time)本保险受英国法律和惯例的制约This insurance is subject to English law and practice.本条款的效果已在对货物保险条款（第38页）和船舶保险条款（第90至91页的评论中考虑过。承保风险(Risks covered)RISKS COVERED1 Risks Clause　This insurance covers all risks of loss of or damage to the subject-matter insured, except as provided in Clauses 4, 5, 6, 7 and 8 below.2 General Average Clause　This insurance covers general average salvage and salvage charges, adjusted or determined according to the contract of affreightment and/or the governing law and practice, incurred to avoid or in connection with the avoidance of loss from any cause except those excluded in Clauses 5, 6, 7 and 8 or elsewhere in this insurance, For the purpose of claims for general average contribution salvage and salvage charges recoverable hereunder the subject-matter insured shall be deemed to be insured for its full contributory value.3 “Both to Blame Collision Clause　This insurance is extended to indemnify the Assured against such proportion of liability under the contract of affreightment “Both to Blame Collision” Clause as is in respect of a loss recoverable hereunder. In the event of any claim by shipowners under the said Clause the Assured agree to notify the Underwriters who shall have the right, at their own cost and expense, to defend the Assured against such claim.4 Machinery Clause　The Underwriters shall only be liable under Clauses 1 and 2 above for loss of or damage to the machinery of the container4.1 when the container is