以融资租赁方式拓宽中小企业融资渠道研究.doc

学士学位论文 论文题目: 以融资租赁方式拓宽中小企业融资渠道研究 院(部)名 称: 经济学院 学 生 姓 名: 专 业: 指导教师姓名: 论文提交时间: 2015年4月 论文答辩时间: 2015年5月 学位授予时间: 2015年6月 以融资租赁方式拓宽中小企业融资渠道研究 摘　要 21世纪作为一个以经济发展为主旋律的时代，经济需要企业的发展作为后盾。显然，作为经济发展中必不可少的一部分——中小企业，牵动着国家最基本的经济发展趋势。我国的中小企业在经济运行中不断发展，融资问题是其遇到的最大瓶颈，融资租赁业的兴起，无疑会为中小企业解决融资问题提供一个很好的途径。相比较美国等发达国家而言，融资租赁业早已成为中小企业的第二大融资渠道，而我国的融资租赁发展相对缓慢。本文主要通过对国内和国外融资租赁发展情况的对比，从融资租赁的现状着手，分析融资租赁在中小企业中的发展现状。通过解析融资租赁在中小企业的融资问题上所具有的可行性与必要性，提出以融资租赁方式来拓宽中小企业融资渠道的针对性建议，希望能够促进中小企业的进一步发展。　 [关键词]：中小企业，融资租赁，融资渠道 To Research The Financing Lease Way to Broaden The Financing Channels of Small and Medium-sized Enterprises Jiangshiying School of Economics ,Beifang University of Nationalities,Yinchuan 750021,China ABSTRACT The 21st century as an era of economic development as the main, the economy needs the development of enterprises. Of course, as a indispensable part of economic development, small and medium-sized enterprises, affect the countrys most basic trend of economic development. The economic development of Chinas small and medium-sized enterprises in the development of the financing problem is the biggest bottleneck, with the development of financing leasing, is to solve the financing of small and medium-sized enterprises increase lift bar asked a good way. Compared to developed countries such as American, small and medium-sized enterprise financing leasing has become the second large financing channels, and our country finance lease development is relatively slow. This article mainly through to the?comparison of domestic?and?foreign financing lease,?financial leasing from the current situation, analysis of financing lease in the development of small and medium-sized enterprises. To show the necessity and feasibility analysis of financial leasing in the development of small and medium-sized enterprises financing bottleneck problem, put forward