cargo transportation insurance a. perils and losses 海上风险和损失.ppt

School of International Economics F. Insurance Claim 保险索赔 Points should be paid attention to when filing claims As to fragile goods (易碎货物), two ways to stipulate the method for compensation Constructive Total Loss 推定全损 School of International Economics F. Insurance Claim 保险索赔 As to fragile goods, two ways to stipulate the method for compensation Franchise 免赔率 Irrespective of Percentage 不计免赔率 School of International Economics F. Insurance Claim 保险索赔 Franchise 免赔率 In case of breakage, the insurer is free from a certain percentage of compensation. (所谓免赔率，是指不赔金额与损失金额的比率.) Relative franchise and Deductible franchise 相对免赔率与绝对免赔率 Both are free from the compensation if the amount of loss does not exceed the franchise. School of International Economics 1. Franchise 免赔率 Relative franchise and Deductible franchise 相对免赔率与绝对免赔率 Relative franchise: in case the amount of loss exceeds the franchise, the insurer will not deduct the franchise and compensate the total loss. Deductible franchise: the insurer will deduct the franchise and only compensate the exceeding part. School of International Economics F. Insurance Claim 保险索赔 Irrespective of Percentage （I.O.P.) 不计免赔率 The insurance company will compensate in case of breakage irrespective of percentage School of International Economics Points should be paid attention to when filing claims Constructive Total Loss 推定全损 The insured may submit to the insurer the notice of abandonment (委付通知), and pass all the rights and interests of the damaged goods to the insurer and ask him to compensate on the basis of the constructive total loss. School of International Economics Determining insurance Amount and Calculating Insurance Premium CFR Price CIF Price: CIF price = CFR price 货价(C) + 运费 (F) 1 - (保险费率 x 投保加成) 1 +加成率 国际贸易实务 第七章 我国诺华公司与新加坡金鼎公司于1999年10月20日签订购买52500吨饲料的CFR合同，诺华公司开出信用证，装船期限为2000年1月1日至1月10日，由于金鼎公司租来运货的亨利号在开往某外国港口运货途中遇到飓风，结果装货至2000年1月20日才完成。承运人在取得金鼎公司出具的保函的情况下，签发了与信用证条款一致的提单。亨