银行、金融和保险.pdf

Section 25 Banking, Finance, and Insurance This section presents data on the nation’s characteristics of U.S. families. The finances, various types of financial institu- survey also gathers information on the tions, money and credit, securities, insur- use of financial institutions. Since 1992, ance, and real estate. The primary sources data for the SCF have been collected by of these data are publications of several the National Organization for Research departments of the federal government, at the University of Chicago. Data and especially the U.S. Treasury Department, information on the survey are available and independent agencies such as the on the Federal Reserve Board’s Web site at Federal Deposit Insurance Corporation, /pubs the Board of Governors of the Federal /oss/oss2/scfindex.html. Reserve System, and the Securities and Exchange Commission. National data on Banking system—Banks in this country insurance are available primarily from pri- are organized under the laws of both the vate organizations, such as the American states and the federal government and Council of Life Insurers and the Insurance are regulated by several bank supervisory Information Institute. agencies. National banks are supervised by the Comptroller of the Currency. Flow of funds—The flow of funds Reports of Condition have been collected accounts of the Federal Reserve Board from national banks since 1863. Sum- bring together statistics on all of the maries of these reports are published in major forms of financial instruments to the C