商业银行管理彼得S.罗斯英文原书第8版 英语试题库Chap002.doc

商业银行管理彼得S.罗斯英文原书第8版 英语试题库Chap002.doc

  1. 1、本文档共13页,可阅读全部内容。
  2. 2、有哪些信誉好的足球投注网站(book118)网站文档一经付费(服务费),不意味着购买了该文档的版权,仅供个人/单位学习、研究之用,不得用于商业用途,未经授权,严禁复制、发行、汇编、翻译或者网络传播等,侵权必究。
  3. 3、本站所有内容均由合作方或网友上传,本站不对文档的完整性、权威性及其观点立场正确性做任何保证或承诺!文档内容仅供研究参考,付费前请自行鉴别。如您付费,意味着您自己接受本站规则且自行承担风险,本站不退款、不进行额外附加服务;查看《如何避免下载的几个坑》。如果您已付费下载过本站文档,您可以点击 这里二次下载
  4. 4、如文档侵犯商业秘密、侵犯著作权、侵犯人身权等,请点击“版权申诉”(推荐),也可以打举报电话:400-050-0827(电话支持时间:9:00-18:30)。
查看更多
商业银行管理彼得S.罗斯英文原书第8版 英语试题库Chap002

Chapter 2 The Impact of Government Policy and Regulation on the Financial-Services Industry Fill in the Blank Questions 1. The _____________________ was created as part of the Glass Steagall Act. In the beginning it insured deposits up to $2,500. Answer: FDIC 2. The________________________ is the law that states that a bank must get approved from their regulatory body in order to combine with another bank. Answer: Bank Merger Act 3. One tool that the Federal Reserve uses to control the money supply is _________________ . The Federal Reserve will buy and sell T-bills when they are using this tool of monetary policy. Answer: open market operations 4. The__________________________ was created in 1913 in response to a series of economic depressions and failures. Its principal role is to serve as the lender of last resort and to stabilize the financial markets. Answer: Federal Reserve 5. The __________________________ prevented banks from crossing state lines and made national banks subject to the branching laws of their state. This act was later repealed by the Riegle Neal Interstate Banking law. Answer: McFadden-Pepper Act 6. Because the FDIC levies fixed insurance premiums regardless of risk, this leads to a problem called the ____________________ among banks. The fixed premiums encourage all banks to accept greater risk. Answer: moral hazard 7. In 1980, __________________________ was passed and lifted government ceilings on deposit interest rates in favor of free market interest rates. Answer: DIDMCA 8. One tool that the Federal Reserve uses to control the money supply is _________________. The Federal Reserve will change the interest rate they charge for short term loans when they are using this tool of monetary policy. Answer: changing the discount rate 9. The first major federal banking law in the U.S. was the __________________________. This law was passed during the Civil War and set up a system for charte

文档评论(0)

dajuhyy + 关注
实名认证
内容提供者

该用户很懒,什么也没介绍

1亿VIP精品文档

相关文档