国际贸易chapter 10.ppt

Insurance insurer the insured insurance premium insurance amount insurance risk insurance coverage insurance rate dialogue A: Shall we take up the terms of insurance right now? B:OK. A:We have a deal on CIF price.It means that it should be you who will buy the insurance,right? B:Certainly.The premium should be paid by us.All our export goods sold on CIF terms are insured with the PICC . They provide a broad range of marine insurance ,such as FPA,WPA,All Risks and so on. A: What kind of coverage will you take out for our order then? B: Usually ,we’ll only insure WPA for this kind. A: We hope you can cover the Packing Breakage Risk for us. B:We can do that for you. But we won’t pay this additional premium. A:We will pay that.So,please insure the consignment against WPA and packing Breakage Risk for 150% of the invoice value. B:I am sorry,we only can insure goods for 110% of the invoice value.For 150% ,the extra premium will be borne by you. A:OK.By the way,since it is our first time to import from China,how is PICC’s service?How about the claim? B:Don’t worry.The People’s Insurance Company of China enjoys a high prestige in the international trade .They will give a prompt settlement on claims. A:Good. B:Then we made a deal that we will insure this consignment against . WPA and packing Breakage Risk for 150% of the invoice value.Is there anything else about the insurance clause? A:I don’t think so. Sentence pattern 1 If you cover an All Risks,it means you have every sort of hazard covered. 2 It’s necessary to read the “fine print”in any insurance policy to know what kind of coverage you are buying. 3 The underwriters are responsible for any claim within the scope of cover. 4 I am sorry but the loss in question is beyond the coverage granted by us. 5 The premium varies with the range of insurance .The rates quoted by us are very moderate. 6 We advice you to extend the coverage to include TPND,because WPA coverage is obviously too narrow for this shipment. 中国平