四大理财（Four major financial management）.doc

四大理财（Four major financial management） Compare four major ways of financing -------------------------------------------------------------------------------- Source: dispatch date: 2010-11-16 The issue of financial products continue to hit new highs, that the bank financial market hot degree, Financial Times is a little too much; the bank financial products, is undoubtedly the current public finance preferred. What are the differences between bank financing and other forms of financial management, such as investment insurance, buying funds and investment bonds? Bank financing: products rich, low risk Financial products are characterized by low risk, on this basis, flexible period, rich in variety, multi currency, easy to buy. For ordinary people, there are also features that are not complex to invest in. To buy financial products, only to the bank counter to choose, there is a suitable period of time, a considerable income, similar to the deposit procedures, you can buy a bank financial products. China has a high savings rate, which is related to the Chinese peoples interest in saving money. Live frugally saved a lifetime, if some investment income is high, but there is a loss, the majority of ordinary people, and dont try with all pension money. This is the current situation of Chinas financial market, the attitude of circumvention of investment risk, which is also the cause of the continued popularity of treasury bonds and bank financial products market. You dont need to learn the K - K chart that you dont understand, nor do you need to go into the various kinds of investment. Just remember that a fixed deposit is due. Take out the investment and buy stocks, do not understand; choose to buy treasury bonds, there is no appropriate choice; choose bank financial products is much more convenient, not only can get higher than the income of deposits, the purchase is also very convenient. Compared with fund companies, securities companies and insurance companies, banks are