四金和五险一金（Four and five social insurance and one housing fund）.doc

四金和五险一金（Four and five social insurance and one housing fund） Four A four component: Pension insurance, medical insurance, unemployment insurance, housing provident fund. Your four gold base is your monthly wages. Two, calculation methods: The pension wage = x 8 x 22%% wages Medical insurance = salary * 2 * 12%% wages Unemployment insurance wage = x 1 x 2%% wages Housing provident fund = x 7 x 7%% salary wage The upper part of the person above is the left part of the plus sign, that is, the salary 8%+2%+1%+7%=18%, and the rest is out of the unit. That is to say after the deduction of wages for gold should pay 82% of course, but also consider the income tax. So if the unit should pay for 3000 of the income tax deduction of four gold and only 2399. Special attention is paid to the following points: The 1 sign, be sure to ask the salary is deducted four gold before or after deducting the labor contract. 2, four otherwise would not be working in government services, and certainly is not recorded, it is that you cannot enjoy some of the policies of the government, said that a little of your unit is not formal workers. 3, the unit does not pay four gold, according to the normal employment is illegal. 4, just graduated students are often not clear about these, units do not say welfare, only talk about wages, which is also a lot of units to deceive students just graduated a practice. Five social insurance and one housing fund Five social insurance and one housing fund: five insurance refers to the basic old-age insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance fund refers to the housing provident fund. I. sources: In accordance with the provisions of the state, five social insurance and one housing fund useful person units and individuals to pay regular deposit to open to the personal identity of the insurance account or fund accounts, unified management by the relevant departments of social functions. Salary base: ge