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月薪2000元如何理财(Monthly salary of 2000 yuan, how to finance)
月薪2000元如何理财(Monthly salary of 2000 yuan, how to finance)
How about 2000 yuan per month?
Conduct financial transactions
How do college graduates manage their finances?
There are a lot of students are choosing to stay in their own school in the city after graduation, as have feelings for the city, but also hope to develop in the big city, and now a lot of big city labor surplus, college students want to find a love and higher income jobs has become very difficult, many just graduated friends may linger in the monthly income of 2000 yuan or so, if you are in such a situation, lets see, how to use the limited funds to finance the hands. If you are single, the monthly income of 2000 yuan, and no other bonuses, dividends and other income, then the income will be fixed at around 25000 yuan. How do you control the money?
The cost of living accounts for 30%-40%
First of all, you have to pay the living expenses you must pay every month. Such as rent, utilities, communication fees, fuel and so on, this part of income accounted for about 1/3. They are an integral part of your life and meet your basic material needs. If you leave them, you will be unable to live like a fish out of water. So, anyway, please take this part out of your income, and dont use it.
Savings account for 10%-20%
Second, it is part of what it uses to save, which accounts for about 10%-20% of income. Every time a lot of people will save money in the first month, but when it came to the end of the month, often become a bubble, save most of it out, but imperceptibly, seems to disappear as always in their love of clothing, magazines, CD or friends not to be restrained. You have to remind yourself that, at least, your storage will guarantee your basic life for 3 months. You know, many companies now pay cuts and layoffs. If you dont have any savings, youll be very passive once the work has changed.
But the income of 3 months can be your reassurance, work really do not happy, it no longer can, you can smartly sayi
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