保险学外文部分复习参考—各课参考译文.doc

本课程教学参考书： 原版：【美】James S. Triseschmann, R.E. Hoyt等三人：Risk Management and Insurance，11th Edition, Thomson Learning, 2001 译文版：裴平，风险管理与保险，东北财经大学出版社，2002 请以各章思考题为主要复习线索！ 同学们自己的翻译仅供参考（外语好的不要参考）。 Chapter 1 Introduction to Risk 风险导论 复习思考题： 1、What is the meaning of risk? 2、What are the components of an entity’s cost of risk? 3、What are the pure versus speculative risk? 4、What are the static versus dynamic risk? 5、What are the subjective versus objective risk? 6、Where are the sources of property risks, liability risks, life, health and loss of income risks, and financial risks? 7、How to distinguish between chance of loss and degree of risk? 8、What are the three types of hazards? And give examples of them. 9、Give examples to explain the difference between hazards and perils. 10、What is the evolving concept of integrated risk management? 11、Explain the four steps in the risk management process. Chapter 2 Risk Management Techniques: Noninsurance Methods 风险管理技术：非保险的方法 1、What are the four basic methods for managing risks? 2、What is risk avoidance? Give the examples of the use of risk avoidance and explain when it is an appropriate risk management technique. 3、What is the technique of loss control? 4、Which methods are used to classify loss control? 5、Differentiate between frequency reduction and severity reduction and give examples of each. 6、Explain the three different forms of loss control , differentiated on the basis of timing issues, and provide examples of each. 7、What is the general rule for decisions regarding loss control? And list several potential costs and benefits associated with loss control measures. 8、What is the risk retention? And what are the types of it? 9、List four forms of funded risk retention. 10、Explain the essential elements of self-insurance and describe the financial as well as nonfinancial factors that affect a firm’s ability to engaged in funded risk retention. 11、Describe the nature of risk transfer as a risk management tool and list five forms of ri