中外商业行供应链融资问题比较研究.doc

中外商业银行供应链融资问题比较研究 摘要：供应链融资是把供应链上的核心企业及其相关的上下游配套企业作为一个整体，根据供应链中企业的交易关系和行业特点制定基于货权及现金流控制的整体金融解决方案的一种融资模式。Abstract: supply chain finance is the core enterprise in the supply chain and its associated upstream and downstream enterprise as a whole, according to the trading relationship of enterprises in the supply chain and industry characteristics based on goods and cash flow right of controlling the overall financial solutions of a kind of financing mode. Thirty years of reform and opening-up, our country has been a rapid development of market economy, the improvement of peoples life has been greatly. But at the same time, between various enterprises exist the phenomenon of unbalanced development. Although small and medium-sized enterprises (smes) to drive economic growth, optimizing industrial structure plays an important role, but there is a difficulty in getting loans, corporate financing guarantee for a long time and so on a series of problems, supply chain financing as a new type of business of commercial Banks, it is important significance to solve the problem of small and medium-sized enterprise financing. In frequent with the accelerating process of globalization and international trade growth of today, the competition of international trade market competition between gradually by a single customer is converted into the competition between enterprise supply chain, foreign commercial Banks in order to fit the market development needs, its supply chain financing service and rapid development. This paper introduces the supply chain financing of commercial Banks, pointed out the current situation of and problems at home and abroad, and put forward the corresponding countermeasure and the suggestion, hope for commercial Banks to provide certain reference of supply chain financing problems. Key words: supply chain financing market foreign Banks 目录 引言 4 第一章 供应链融资概况 5 一、供应链融资的作用 5 二、供应链融资问题 5 第二章、我国商业银行的现状和问题 6 一、我国商业银行的现状 6 二、我国商业银行供应链融资问题 6 1、融资产品单一，不够多元化，缺乏特