调查与决策——《目前是农信社改革的重要时间窗口》（Investigation and decision making -- it is an important time window for the reform of Rural Credit Cooperatives）.doc

调查与决策——《目前是农信社改革的重要时间窗口》（Investigation and decision making -- it is an important time window for the reform of Rural Credit Cooperatives） Investigation and decision (Reference) Sixteenth Now is an important time window for the reform of rural credit cooperatives Sichuan Provincial Development Finance Department Qiu Jian In recent years, the reform and development of banking financial institutions in China has experienced historic changes. The Agricultural Bank successfully listed marks the stage achievements of the reform of state-owned commercial banks, CDB start commercial transformation, the policy of financial reform deepening. With the large national banking financial institutions reform come to an end, the importance of local financial system construction has become increasingly prominent, and the reform of rural credit cooperatives will become an important part of the next phase of Chinas local financial system reform. The current development of Chinas financial industry and the financial resources allocation of all kinds of new trends, which accelerate the reform of rural credit cooperatives has become extremely urgent. First, the reform of rural credit cooperatives has not fulfilled its function, difficulty focus urgent essay At present, Chinas City Commercial Bank (formerly city credit cooperatives) overall showing a good development trend, but the reform of rural credit cooperatives is lagging behind, has become a weak link in Chinas reform and development of local finance. In June 2003, the State Council promulgated the pilot program to deepen the reform of Rural Credit Cooperatives (the [2003]15), which started the local government led by the peoples Bank of Chinas financial support, a new round of reform of rural credit cooperatives. But the focus position, rural credit cooperatives property rights structure and corporate governance problems have yet to be further broken, the reform of rural credit cooperatives still untold success. (a) main force two-