2012-2013学年学生商业保险(摘要)（Student health insurance for the 2012-2013 academic year (Abstract)）.doc

2012-2013学年学生商业保险(摘要)（Student health insurance for the 2012-2013 academic year (Abstract)） Student health insurance for the 2012-2013 academic year (Abstract) Health is the first wealth in life, and it concerns the happiness of every family. However, in recent years, due to environmental pollution, food safety, traffic accidents and emergencies, causing illness or accident in student ratio increased year by year, major diseases and malignant events have occurred, treatment costs rising year by year, students in poverty caused by the phenomenon not uncommon. The basic medical insurance for urban residents of the college students participate in the coverage, reimbursement threshold, reimbursement and other reasons, can only solve the basic medical expenses, student difficulty has become a prominent problem for schools and students. Student commercial insurance is a supplement to the basic medical insurance for college students after participating in the urban residents, and it is a kind of low premium and high insured insurance designed specially for college students. Student business insurance is a measure to ensure the safety and health of students during school, to improve the medical security level of students and to promote social harmony and stability. It is also the right that every student should enjoy. The purpose of student business insurance is to further improve the medical security level of students and to reduce the financial burden caused by accidents or injuries to families. As a supplement to the basic medical insurance for the urban residents, the student commercial insurance has the following main advantages compared with the basic medical insurance for the residents: 1 students, commercial insurance projects (see table), and the basic medical insurance for college students to participate in the urban residents have a campus personal accident insurance, disability insurance, campus accident and accident insurance term life burns. 2, the student comm