保险业结构、效率与绩效间的关系（The relationship between insurance structure, efficiency and performance）.doc

保险业结构、效率与绩效间的关系（The relationship between insurance structure, efficiency and performance） The relationship between insurance structure, efficiency and performance DIV Id=contentscript Src= /mx/baid.js DIV Id=viewadscript Src= /a/lw.js pick Abstract: the collusion hypothesis and efficient structure hypothesis is that the two most representative theories about the relationship between market structure and enterprise performance in the industrial organization theory: a positive relationship between the concentration and performance, market share and a negative relationship between concentration, but not significant; the efficiency of the insurance industry is the key the factors to determine its performance; is the policy significance of Chinas insurance industry does not have a conclusion that industrial organization in the so-called collusion hypothesis and efficient structure hypothesis, the insurance company in expanding the market share at the same time, more attention should be paid to its operating efficiency shut key Keywords: collusion hypothesis; efficient structure hypothesis; insurance market structure; efficiency and performance I. Introduction Market structure refers to the relationship between enterprises in certain industries of scale share and competition in the form of structure and thus decided to conduct performance model is the basic model of traditional industrial organization theory, its basic meaning is one of the industrys performance depends on the behavior of enterprises, and the research on the structure of the industry on the relationship between market structure and performance Chinas insurance companies act on representative: Wang Bin (2002) investigated the Peoples Insurance Company of China (1980-2000) China Pacifi Corp (1991-2000) and Ping An insurance company (1988-2000) the relationship between market share and performance, the conclusion is: the Peoples Insurance Company of China Market share and performance are related to market c