analysis of the lack of criminal law in the electronic payment（分析缺乏刑法的电子支付）.doc

Analysis of the lack of criminal law in the electronic payment The abstract electronic payment to one kind are not tempted away to change the mode of mass consumption, high-speed development has also led to the weaknesses of the electronic payment in public before accentuates the national electronic payment of legal regulation lag, resulting in lack of regulatory agencies, serious piracy and financial crimes, a series of questions from the electronic payment, the legal relationship Elements start to explore the electronic payment problems in practice and legal characteristics of this paper, combing the above analysis, I hope this will help electronic payment in criminal law justice improve and explore. Paper Keywords electronic payment fraud tax evasion With changes in consumption patterns, electronic payment transactions expanding the rapid growth of e-merchants, 200% per annum of the day cat, Taobao, Jingdong Mall, Dangdang, squeeze the proportion of traditional physical trading on November 11, .2012, Taobao hit 19.1 billion yuan sales records, the rapid changes in the consumer market, electronic payment way to make more and more people feel convenient and affordable. China’s consumption growth of electronic payment quickly and administrative vacuum and is the lag in stark contrast to bring a large number of consumer disputes and many other issues, and some even upgraded to a social group events .2011 October 10, Taobao outbreak of small sellers “Taobao event” siege and big businesses, e-commerce war-torn battlefield, but also add a strong amount of smoke, causing huge concern of society and government. According to the People’s Bank of China in 2005 lt;lt; electronic payment guidelines (No. gt;gt;: electronic payment behavior refers to units and individuals directly or authorize others to issue a payment instruction via electronic terminal monetary payment and funds transfer electronic payments can be divided into online payment, mobile pay