中小企业理财实务篇(一)——资金调度应有的认识（Financial management of small and medium sized enterprises (I) -- understanding of capital dispatching）.doc

中小企业理财实务篇(一)——资金调度应有的认识（Financial management of small and medium sized enterprises (I) -- understanding of capital dispatching） Business needs of enterprise funds, to the final product can be converted into profit, the enterprise must continue to invest money through the purchase materials, processing, transport process of delivery to the customer, and in exchange for other funds to continue to put into operation, due to less bargaining leverage most of the small and medium-sized enterprises, to obtain orders, in the production process we must first put into operation that raised funds, once the capital import and mismanagement (turnover failure), which may affect the operation of the industry. In order to make the small and medium-sized enterprises have a correct understanding of capital allocation concept, this paper puts forward personal opinions on the use of the target and dispatching principle of enterprise funds, small and medium-sized enterprises to instill correct financial scheduling knowledge, and improve the financial management of enterprises. I. objectives of fund allocation The first heavy funds to meet their daily needs, is to avoid the risk of financial management is to create value, making financial decisions, to maximize the value of the company, and the main purpose is to raise funds for scheduling operating funds needed to meet the needs of operation, so the combination of financial management and capital allocation to the according to the importance of capital allocation is divided into the following three main objectives: 1. Primary goal: Capital requirements for daily operation of the company must be met. For example, the purchase of materials, employee salaries, expansion of capacity investment, such as the operation required to pay this category. 2. Secondary goal: Avoid risk. That is, any risk of devaluation of the value of the currency, which reduces the value of the business, is the case. Generally, the most common is the currency risk o