美银资产质量管理.pdf

ASSET QUALITY REPORTING TEAM: Total Credit Exposure 资产质量报告团队 信用暴露总额 January 4th, 2005 January 4th, 2005 Confidential and Proprietary materials.Confidential and Proprietary materials. For use only by ChinaFor use only by China Construction Bank and Bank of America personnel.Construction Bank and Bank of America personnel. See applicableSee applicable 必威体育官网网址资料。仅供中国建设银行和美国银行人员使用。详见对应合同。 contract.contract. Asset Quality Reporting Team 资产质量报告团队 Organization 组织机构 • Enterprise Credit Risk within Global Risk Management, independent from the business 全球风险管理部内的全公司信用风险部门，独立于业务部门 • Functionally divided between Line of Business reporting and reporting on the Total Corporation 在职能上分为业务线报告和全公司报告 2 Confidential and Proprietary materials. For use only by China Construction Bank and Bank of America personnel. See applicable 必威体育官网网址资料。仅供中国建设银行和美国银行人员使用。详见对应合同。 contract. Asset Quality Reporting Team 资产质量报告团队 Mission / Purpose 使命 / 宗旨 • Oversight on inherent risk in the portfolio and its direction 监督金融组合的内在风险及其走向 • Inform decision makers of credit issues warranting their attention or action 向决策者报告需要其注意或采取行动的信用问题 3 Confidential and Proprietary materials. For use only by China Construction Bank and Bank of America personnel. See applicable 必威体育官网网址资料。仅供中国建设银行和美国银行人员使用。详见对应合同。 contract. Asset Quality Reporting Team 资产质量报告团队 Output 工作产出 • Monthly reporting to senior and executive management 每月向高级管理层和最高管理层提交报告 • Focus on historical performance with commentary including business drivers and explanations of anomalies 重点是报告以往的业绩，同时作出评论，包括主要业务动力以及解释异常情况