warehouse receipt financing 仓单质押融资.doc

11. The basic concept of warehouse impawn financing: Warehouse impawn financing refers to the applicant has full ownership of the goods in the storage company designated by the bank (hereinafter referred to as warehousing party）, and on warehousing square in warehouse receipt issued by the bank for impawn, as financing guarantee, the bank according to pledge to warehouse receipt provided by the applicant for business and warehouse receipt of goods of similar products of the special trade of short-term financing business. 仓单质押融资是指申请人将其拥有完全所有权的货物存放在银行指定仓储公司（以下简称仓储方），并以仓储方出具的仓单在银行进行质押，作为融资担保，银行依据质押仓单向申请人提供的用于经营与仓单货物同类商品的专项贸易的短期融资业务。 2. Requirements on mortgage during warehouse receipt pledging ： 1 ownership clear, does not exist with others in ownership disputes; 2 intangible loss is small, easy metamorphism, easy to long-term custody; 3 market price stability, small ripple, not easy outdated, market prospect is better; 4 adapt to a wide range of USES, easily realizable； 5 specifications clear, facilitate measurement, 6 qualified products and comply with relevant standards, no quality problems. Therefore, warehouse receipt impawn financing operate more steel, non-ferrous metal, ferrous metal, building materials, petroleum chemical product and bulk cargo. 质押仓单对抵押物的要求： 1、所有权明确，不存在与他人在所有权上的纠纷； 2、无形损耗小，不易变质，易于长期保管； 3、市场价格稳定，波动小，不易过时，市场前景较好； 4、适应用途广泛，易变现； 5、规格明确，便于计量； 6、产品合格并符合国家有关标准，不存在质量问题； 因此，仓单质押融资多操作于钢材、有色金属、黑色金属、建材、石油化工产品等大宗货物。 3. Requirements on enterprises during warehouse receipt pledging: The goods will be used for hypothecation (spot) stored in the bank approved warehousing square, and hold a warehouse just issue of corresponding warehouse receipt, Ought to be shown on the warehouse receipt of goods, and owns completely ownership is shown on the owner or Pickup member With distribution warehouse the goods under pledge for main business activities, engaged in the item is not less than one year, the distribution of the market, fami