人民币国际化的现状、障碍与对策建议.doc

学号：24070101449 南湖学院 毕业 题 目： 作 者 届 别 20 系 别 经济与管理系 专 业 国际经济与贸易 指导老师 职 称 完成时间 205月  摘 要? 人民币的国际化是指人民币能够跨越国界，在境外流通，成为国际上普遍认可的计价、结算及储备货币的过程。尽管目前人民币境外的流通并不等于人民币已经国际化了，但人民币境外流通的扩大最终必然导致人民币的国际化，使其成为世界货币。人民币作为支付和结算货币已被许多国家所接受，事实上，人民币在东南亚的许多国家或地区已经成为硬通货。 ? 关键词：人民币国际化；路径；现状；障碍；对策 ???? Abstract ?Internationalization of the RMB is the Yuan can cross borders outside the circulation, was generally recognized as an international valuation, the process of settlement and reserve currency. Although the circulation of RMB outside does not mean the RMB has international, but the expansion of RMB culating outside the end will inevitably lead to the internationalization of the RMB, making it the worlds currency. The current situation is: RMB currency as payment and settlement has been accepted by many countries, in fact, the RMB in many countries or regions in Southeast Asia has become a hard currency. Barriers to internationalization of the RMB exchange market showed a lower level of development, financial system reform and underdeveloped domestic financial markets, central bank independence is not high, the economic power and comprehensive national strength is still relatively weak, in the field of international trade and the impact of international investment power is inadequate. Proposals for the internationalization of RMB Yuan to strengthen the economic base of internationalization, and gradually improve the capital markets system and gradually improve the RMB exchange rate market, the gradual increase in international liquidity and the progressive realization of the RMB convertibility under capital account and so on.  Key word: RMB internationalization;Process; Status; Obstacle;Strategy. 目 录 摘 要.................................................................................................................................Ｉ ABSTRACT…………………………………………………………………………………. II 绪论 1 一、人民币国际化的内涵和意义 1 1、人民币国际化的内涵 1 2、人民币国际化的意义 2 二、人民币国际化的路