我国商业银行对外直接投资的现状及对策分析——以工商银行为例.doc

Xxx 学院本科毕业论文 我国商业银行对外直接投资的现状及对策分析——以工商银行为例 学生姓名： xx 学生学号： 院 （系）： 经济与管理学院 年级专业： 国际经济与贸易 指导教师： xxx 讲师 助理指导教师： 二〇一三年五月 摘 要 目前，在经济全球化和金融自由化的形势下，商业银行的对外直接投资日益盛行。我国商业银行“走出去”的步伐日益加快。本文对对外直接投资的概念、发展阶段、方式进行阐述，以工商银行为例对我国商业银行对外直接投资的现状进行分析，，以期找到工商银行对外直接投资的成功经验和存在的不足，在此基础上梳理出我国商业银行对外直接投资所存在的问题，提出促进我国商业银行对外直接投资稳健发展的对策，主要包括建立及完善政策体系和服务体系、注重多样化的支付方式、实行多元化投资，选择正确的投资区位及加快实施经营管理人才国际化。 关键词：商业银行,对外直接投资,现状,对策  ABSTRACT Nowadays, under the situation of financial liberalization and economic globalization, foreign direct investment in commercial banks have become increasingly popular. The pace of Chinas commercial banks “going out” have been speed up. This paper state the the concept of foreign direct investment, development stage of foreign direct investment and the way of foreign direct investment.By industrial and Commercial Bank of China as an example of the Commercial Bank of our countrys foreign direct investment present situations analysis. In order to find the successful experience and problems of industrial and Commercial Bank of foreign direct investment. On this basis sort out problems of our countrys commercial banks foreign direct investment, countermeasures are put forward to promote the healthy development of Chinas commercial banks foreign direct investment. Mainly includes the establishment and perfect policy and service system, pay attention to the diversification of means of payment,?implement diversified investment, Choose the correct investment location and accelerate the implementation of management talent internationalization. Keywords: commercial bank, foreign direct investment, present situation, countermeasure  目 录 摘要 I ABSTRACT II 绪论 1 一、对外直接投资概述 2 （一）对外直接投资的概念 2 （二）商业银行对外直接投资的发展阶段 2 （三）商业银行对外直接投资的方式 2 1.设立合资银行 2 2.设立分行 2 3.设立子行 3 4.设立代表处 3 二、我国商业银行对外直接投资的现状 4 （一）商业银行简介 4 （二）我国商业银行对外直接投资的特点 4 1.海外网点布局迅速 4 2.海外业务构成比加大 4 3.国际地位明显提高 5 三、工商银行对外直接投资分析 6 （