(中国日报)When small businesses become big business小企业成就大事业.docx

●When small businesses become big business【据《javascript://中国日报》31日报道】A small- and medium-sized enterprise (SME) financial industry fair in Nantong, Jiangsu province. Demand for sophisticated financial services among SMEs grew after many were hit hard by a capital crunch caused by the central banks efforts to rein in inflation. Xu Congjun / For China Daily江苏南通中小企业金融集市自央行采取措施控制通货膨胀以来，大量中小企业面临资金难的困境，高端金融服务的需求也因此随之增长。《中国日报》徐从军报导。Top lenders are competing for a new growth engine. Li Xiang reports from Hebei province. 银行正竞相寻求新的经济增长点。李想河北省报导。With large State-owned enterprises becoming more reliant on direct financing in the capital market, Chinese banks are increasingly turning their attention to the countrys cash-strapped small- and medium-sized enterprises (SMEs) as a new profit driver. 随着大型国有企业渐渐倾向于从资本市场直接融资，越来越多 中国的银行将目光投向了有着资金短缺问题的中小企业，将之视为新的收益来源。Instead of passively implementing the regulators policies to help SMEs obtain loans, the banks are actively seeking clients that have small operations but promising business models. 不满足于被动遵循国家相关政策来帮助中小企业获得贷款，中国各银行正积极寻求运营规模小，前景良好的客户。It is strategically important for banks to explore the SME market, which will become a crucial part of their growth engine in the future, said Wei Zengran, the general manager of the SME division at the branch of China Construction Bank Corp (CCB) in Shijiazhuang, the capital of Hebei province. Wei said that the branch aims to increase the amount of loans to SMEs to one-third of its total corporate lending during the next three to five years. “银行开拓中小企业市场有着战略性意义，因为这个市场将来会成为银行收益增长的重要组成部分。”位于石家庄的建设银行河北省分行小企业业务部总经理魏增然说道。魏说，河北省分行致力于在未来的3 —5年内把贷给中小企业的额度提到整个分行对公贷款总额的三分之一。Chinas large State-owned lenders, which have traditionally catered to the financing requirements of State-owned enterprises, are gradually losing their premium pricing power over large clients, as many of those clients are seeking funds directly from the capital market at a much lower cost. 由于越来越多的国有企业转向资本市场，在那里以更低的价格直接募集资金，向来用于满足国有企业融资需求